How Much Texas Liability Insurance Should You Carry? Business drives our economy. Protecting Your Business Against Lawsuits. Small Business Insurance Covers lawsuits claiming bodily injury or property damage from your product or operations. There are millions upon millions of small to medium-sized businesses in the U.S., ranging from construction firms and landscapers to grocery stores, home-based businesses, ranches, and farms. Learn which types of insurance policies will keep your company and … There are many types of business insurance policies, from general liability insurance to workers’ compensation and more, which you may encounter. Business InsuranceBusiness Insurance How Much does General Liability Insurance Cost in Texas? Professional Liability Insurance Texas General liability insurance. Is a business required to have insurance? Call 1-866-267-5244 or Email K&K Insurance. Compare several quotes and buy a policy online in 10 minutes at BravoPolicy. Vendor Insurance Property coverage: If you own your building, you may need this coverage to protect your business property. Machine Shop Liability Insurance It also protects against personal and advertising injury, as well as … Texas Business Insurance | Small Business Texas (TX) | … We understand that small businesses are the backbone of our country, and are happy to help start-ups and even one-person companies. Small Business Insurance From an apartment complex fire to tenant concerns, We are the smart insurance choice for apartment buildings no matter the size. business insurance Don’t take chances with the company you worked hard to build. You need general liability insurance as a business owner, since it pays for property damage, medical bills, & more. Auto liability: Commercial vehicle insurance will protect you whether you drive a business vehicle or drive a personal auto for … According to the U.S. Small Business Administration (SBA) Office of Advocacy, there are 2.8 million small businesses in Texas as of 2019, and they make up 99.8% of all businesses in the state. Candle Makers face their own specific set of risks and liabilities. General Liability. General liability: Covers your risk of bodily injury or property damage to another person or business in the course of doing business. ... General Liability Insurance. The average cost of commercial general liability (CGL) insurance in the U.S. is $597 per year or $50 per month for small businesses.General liability insurance is a core insurance coverage that provides financial protection for businesses if a customer, vendor, or other third party suffers property damage or bodily injury that is caused by a business. 888-900-0205 General … * The good thing is you can cover damage to your own property, too. Chose your Limits of Liability. And, if you want protection against claims you've damaged someone's property or injured someone, it's coverage you need. What is general liability insurance? Every small business in Texas should have some form of small business general liability insurance to cover the unexpected. Small and low-risk consulting businesses can combine general liability with commercial property insurance in a business owner’s policy (BOP), at an average cost of $46 per month, or $550 annually. Liability and damage protection for … Small business really drives our economy. General liability insurance in Texas varies a lot in annual costs due to the type of business, number of employees, and previous history of the policy holder. General liability, or general liability insurance, is a broad business insurance that gives the insured protection against bodily injury or property damage claims from a client or customer. General liability offsets risk of loss when a company has liability for injury or damage. Texas Department of Insurance 333 Guadalupe, Austin TX 78701 | P.O. 855-201-8934. CHOOSE ONE I don't know - send me a quote starting point $500,000 / $1,000,000 $1,000,000 / $2,000,000 $1,000,000 / $3,000,000 $2,000,000 / $4,000,000. Umbrella liability coverage is often purchased to satisfy insurance requirements for a customer, or for businesses with greater than $1M in annual revenue. We are a full service insurance agency that represents many insurance carriers. It protects small businesses from their customers' lawsuits related to bodily injuries, property damages, advertising injuries, and more. employer or a small business owner, will provide exceptional liability insurance coverage for. Often required to sign leases, accept bids or do work as a subcontractor. 5 best auto insurance companies in TexasState Farm. We rated State Farm as the best car insurance in Texas for its combination of extensive coverage options, strong reputation and reliable claims.Geico. Geico is another top provider of car insurance in Texas. ...USAA. ...Fred Loya. ...Texas Farm Bureau Insurance. ... Learn more about Texas Business Insurance … Insurance for Beekeepers. There are four common types of commercial insurance that most small business should consider to find the best business insurance Texas: Employee Insurance: Employee insurance is basic. General liability insurance, also known as business liability insurance, is a type of insurance policy that helps protect businesses from claims that happen as a result of normal operations. It protects against a wide variety of bodily injury and property damage claims, such as a slip-and-fall accident. A typical policy will cover those accidents or damages that occur on-site or as a result of using goods or services sold by the company. Policies start as low as $21 a month for basic coverage. The average annual cost of general liability insurance, regardless of policy limits, is $741 (less than $62 per month), with a median price of $428 (about $36 per month). Most small business owners (54 percent) paid between $400 and $600 for their policies, and 21 percent paid less than $400. The median premium cost that Huckleberry customers pay for a general liability insurance policy is $700 per year—but your rate could be higher or much lower. Texas General liability insurance provides important protection against claims of property damage, bodily injury and advertising injury. According to an analysis of Insureon applications, the typical general contractor in Texas can expect to pay slightly more than the national median for most types of business insurance. If you already have a business liability coverage, you should have it reviewed periodically to ensure it's up to date. From small business owner policies to company car insurance to nonprofit directors and officers liability (D&O) insurance, we offer the business insurance coverage you may need throughout your company’s business lifecycle: General liability insurance. Commercial general liability insures the bodily injury liability, property damage, and personal and advertising injury liability exposures of a variety of commercial businesses, enterprises, and ventures. While the major coverages are the same, a business auto policy differs from a personal auto policy in many technical respects. A successful company can lead to an improved quality of life and a feeling of satisfaction. As a small business ourselves, we understand the issues that can occur at any moment. If you are a business owner in Texas, it is wise to invest in general liability business insurance to keep your company secure. You never know when the unexpected may occur, and general liability business insurance will help you rest assured knowing that your company is covered for a variety of different issues that may arise. General Liability coverage for Texas businesses. Medical payments: Texas general liability insurance will protect your business against medical claims brought forward, when someone gets injured in your business premises and requires medical treatment. It can include commercial general liability insurance, commercial property insurance, business interruption insurance, and vehicle coverage. Liability insurnace is a must for any machine shop, business owners need to make sure they have proper insurance coverage. Business, Contractors & General Liability Insurance Serving Austin, Dallas-Fort Worth, Houston, San Antonio & Other Areas in Texas. According to the U.S. Small Business Administration (SBA) Office of Advocacy, there are 2.8 million small businesses in Texas as of 2019, and they make up 99.8% of all businesses in the state. A typical policy will cover those accidents or damages that occur on-site or as a result of using goods or services sold by the company. Small business insurance refers to a variety of coverages that can help protect your business from claims or lawsuits resulting from property damage, professional errors, employee injuries and much more. Also known as commercial liability insurance, a general liability policy covers damages and legal costs associated with injury claims by customers and other people you don't employ, damage to other people's property that was caused by your business, and medical costs associated with these incidents. Pollution liability insurance: Protect against the prospect of being responsible for chemical spills, fuel leaks or other pollutants. This is why you need the right amount of Texas small business insurance. We serve businesses with custom-tailored policies and packages and we’re committed to giving every client the best insurance possible. Texas general liability insurance is required by the state for most business owners. Business & Personal Insurance Dallas, TX. Texas' minimum requirements for auto liability insurance are: $30,000 bodily injury liability per person. San Antonio general liability insurance is a type of protection that is tailored to small business owners. Huckleberry customers have paid as low as $47 per month for their general liability coverage—which is just a little over $1 per day! Home; Services; About Us; Insurance Services. We are a Sugar Land, TX insurance agency offering affordable. Give us a call today at 281-398-1010! Protect your business with Texas commercial insurance from Germania Insurance. Hiscox - Most competitive pricing. Workers Compensation Insurance Contractors Insurance - Houston, TX. Offering All Coverage, From General Liability Insurance to Cyber Liability. With everything on their plate, they don't have time to spend hours thinking about business insurance. Texas General Liability insurance, along with your property and workers compensation policies, protects your business if you're sued for personal injury or property damage. [1] Whether you’re just starting your business in Corpus Christi or you’re well established, having the right business insurance policies in place is essential to protecting your hard work and investment. Here at Simply Business, we specialize in helping small business owners find general liability insurance that's as affordable as it is comprehensive. Our second-favorite pick for general liability insurance is Hiscox, which focuses on small businesses with 10 or fewer employees. Forty percent of small businesses will have a liability or commercial property insurance claim in the next 10 years. The company stands out for its flexible general liability coverage, which can be added to its other business insurance products. Houston TX Best General Liability Insurance for Small Business. Texas general liability insurance quotes to mid-sized, large and. The best way to keep your general liability insurance for small business coverage affordable is to prevent accidents or mistakes before they happen. If you want to learn more about the different insurance packages available to small business owners in Texas, please get in touch with Quote Texas today. Small Business Liability Insurance Texas Jan 2022 trend small-business-liability-insur-ance-texas.insratesfg.com. Small business insurance is designed to provide financial protection to a business and its business owners if there’s an accident involving the business’s owner, employees, customers, or property. Nearly all Texas small businesses should have this common liability coverage. More information. Your Texas business or restaurant is part of who you are and generally represents an important part of your day-to-day life. At the core, this policy protects you and your business from any claims brought against you as a result of injuries at your workplace or property damage. If you want to protect your company in Texas from wrongful and oppressive lawsuits, you need commercial general liability (CGL) insurance.This type of insurance essentially protects business owners from liability claims for property damage, bodily injury, slander, and false advertising. liability auto insurance, basic liability car insurance, cheap auto liability insurance, cheap liability car insurance, cheap liability insurance in texas, small business liability insurance quotes, cheap general liability insurance, cheap car insurance liability only England, Australia airfare packages and legally keep and tendons will examine the price. Pick the type of business insurance you need. Products are underwritten by Nationwide and its subsidiaries in partnership with K&K Insurance, a leading provider of sports, leisure and entertainment insurance services. We are here to guide you in deciding on the proper levels of insurance at the best available cost. cheap liability insurance in texas, commercial general liability insurance texas, commercial liability insurance tx, business liability insurance tx, affordable general liability insurance, cheap full coverage car insurance texas, texas liability insurance company, general liability business insurance texas Vincent is different eras, times that busy break into less quot Contact … By working with the Certified Insurance Counselors at Southwest Commercial Insurance (SWCI), you're taking one of the most important steps in protecting you and your business.. We offer a wide variety of … An umbrella liability policy will provide liability limits over some of the most common business insurance policies (for example, General Liability, Commercial Auto, Workers’ Compensation). Get your certificate of insurance today. Proud Provider of Small Business Insurance. We can help you find and select GL policies for as low as $25.95 per month, meaning you don't need to break the bank to get coverage for your business. Small Business Liability Insurance Texas - If you are looking for a way to find different types of quotes then try our popular online service. Coverage includes bodily injury and property damage arising out of any car accidents for you, your employees and … Insurance through our firm doesn't cost an arm and a leg. General liability insurance is one of the basic insurance policies that most small businesses go for. The best general liability insurance provider The Hartford is considered as one of the top choices among small business general liability insurance providers. It offers a wide range of general liability coverage for small businesses. Without commercial general liability insurance, you would be liable to pay those expenses with your own business or personal assets. Protects your business as it grows. small businesses in the following towns, cities and counties in. It pays for everything from hospital and doctor bills to repair and replacement fees for damaged items. Texas General Liability insurance, along with your property and work comp policies, protects your business if you're sued for personal injury or property damage. You run your business to make a profit and you do not want to have to pay those profits out for damages if you are sued for some reason or if disaster strikes and takes out a portion of your assets. Your business is a reflection of yourself and your years of hard work it … liability insurance specialist toll free at (800) 747-6140 to discuss the … The laws in Texas make it clear that they may be liable for any personal injury and property damage that were caused by their services, business operations or employees that can be attributed to negligence. Small businesses know that building their business and managing their people, property, profits and reputation is more than a nine-to-five job. Box 12030, Austin, TX 78711 | 512-676-6000 | 800-578-4677 Never hesitate to reach out to our team. Liability insurance can help cover medical expenses, … How Much Does General Liability Insurance Cost? Ask your insurance agent to explain all the differences and options. These numbers are written as the per occurrence limit and the aggregate limit. Each situation is unique, but as a general guideline, the type of Texas business you operate or products you manufacture should determine how much Texas commercial general liability insurance you need. General Liability coverage for Houston, Texas businesses. Commercial General Liability Insurance for Small Businesses April 22, 2021 By Crystal Schuder No comments yet business insurance, business insurance Mansfield TX, Commercial Insurance, farmers small business insurance Arlington TX, insurance for small businesses, small business insurance Dallas Texas By Crystal Schuder No comments yet … To be precise, about 87% of the small business owners pay less than $1000 per year towards business insurance types and only about 13% pay above $1000.. Most LLCs and small businesses choose to buy general liability insurance very soon after forming, as this will help to ensure … Most small businesses need general liability insurance coverages. Quote. Business insurance is designed to protect your small business from financial harm. These exposures could be just about anything, including liability engendered by accidents from the operations of the insured party, contractual liability, products manufactured by the insured party, etc. If you are starting a business, it is a good practice to buy your general liability insurance cost Texas policy before you open. For commercial insurance clients, we sell a large variety of insurance products including general liability, professional liability, cyber liability insurance, crime insurance, surety bonds, and more. Business insurance for Austin businesses. A good rule of thumb for most small businesses is between $500,000 and $1 million. General liability (GL) insurance — which is also referred to as commercial general liability (CGL) insurance — covers costs associated with third-party accidents, property damage, and bodily injury. Cost of starting a coffee shop. Texas General Liability insurance, along with your property and work comp policies, protects your business if you're sued for personal injury or property damage. Nationwide offers a wide array of products for small business owners including, business liability, commercial property, commercial auto insurance policies, and worker’s compensation insurance. Box 3526 Victoria, TX 77903 Phone: 361-485-1900 Fax: 361-485-1903 small business health insurance tx, low cost small business insurance, texas commercial business insurance, texas employer health insurance requirements, business liability insurance tx, liability insurance for small business, texas business insurance requirements, general liability business insurance texas Mountain Museum in trucking accidents which results that … Small Business Liability Insurance Texas Jan 2022 trend small-business-liability-insur-ance-texas.insratesfg.com. Your liability insurance helps pay for those damages caused by the actions of your business, or your employees. General liability insurance coverage is something most businesses simply must have, so it’s essential that you understand what it does and doesn't cover. Business owners can also supplement … ... Business Owner Insurance. Professional Liability insurance for Texas Small Businesses. Bonds. (800) 238-4654. $25,000 property damage liability per accident. The importance of policy protection isn't exclusive to big corporations. Get a quote for business insurance in Austin, TX today. Pearland TX general liability insurance for small business If you own a small business, then look into getting Pearland TX general liability insurance for small business ! General Liability Insurance in Texas. Commercial General Liability insurance is not mandatory in Texas, but it protects business owners against claims of liability for bodily injury, property damage, and personal and advertising injury (slander). We have the best policies and options when you need Houston TX general liability insurance for small business. GL coverage is designed to protect TX business owners from direct or indirect damages to another party. For example, the median annual cost of general liability insurance for general contractors in Texas is $1,761, more than the national median of $1,342. According to Insureon, most small business owners will pay between $300 to $600 annually for general liability insurance. General liability insurance, also known as commercial general liability insurance (CGL) and LLC general liability insurance is a basic insurance coverage designed to protect the assets of your small business from a wide spectrum of risks.. Protect your Coppell, TX small business with the right cover from the best small business insurance companies in Texas! Contact Info. Find an agent and get business insurance for property, flood or auto. The Hartford has been helping protect businesses like yours for over 200 years. You can make the process easy on everyone by making sure your Texas small business insurance policy includes general liability. Texas Auto Dealer Insurance provides coverage for the legal liability of automobile dealers for sale, garages, repair shops and service stations. General Liability coverage for Texas businesses. Compare personalized quotes. Product benefits and features vary by program. For over 22 years, the Thumann Insurance Agency has offered superior coverage at the most competitive prices. Having insurance coverage in place is extremely important for your small business. Get the best Plano Texas small business insurance quotes for general liability, TX workers compensation, commercial auto, errors and omissions and more. A majority of small business owners pay between $400 and $600 for their policies. Business Insurance Made Easy Business Insurance Coverage In Texas. A typical policy will cover those accidents or damages that occur on-site or as a result of using goods or services sold by the company. Whether you’re looking for general liability or commercial auto insurance, we have your back. Trucking companies may need additional coverage to comply with regulations. Or you can speak with our Texas businss. Protect Your Small Business From Liability Claims. Insurance for a beekeeping operation can range from very basic to commercial in nature. We proudly serve the Greater Houston area. your Sugar Land, TX business at an affordable cost. General Liability Insurance. Texas General Liability insurance, along with your property and work comp policies, protects your business if you're sued for personal injury or property damage. Professional Liability insurance for Texas Small Businesses. Commercial General Liability in Texas protects your business against possible financial burdens should you be sued for damage or injury arising out of your business operations or the actions of your employees. General liability insurance: foundational business insurance. General liability insurance, small business liability insurance, commercial general liability insurance - they're all names for the same coverage. Austin, TX business insurance is essential for small businesses in the Violet Crown City. Call today (512) 576-7338 The biggest impact on the general liability insurance is caused by the specific business industry such as cleaning business, brick and … Plano Texas Small Business Insurance - Cost & Coverage (2021) General liability insurance in Texas protects small business owners from damages and lawsuits that occur if someone suffers a physical injury because of … A general liability insurance for small business contract would be a safer solution. 855-201-8934. Although being your own boss is great, trying to find your way in a complicated world of small business insurance is not. Find The Right Insurance For Your Small Business. Business liability insurance typically provides coverage to small businesses for bodily injuries, medical payments, advertising injuries and more. southeast Texas: Meadows, Town West, Four Corners, Crabb, Booth, Thompsons, Fresno, Manvel, Pleak, Kendleton, Eagle. Small Business Liability Insurance Texas - If you are looking for a way to find different types of quotes then try our popular online service. Protection in the event of physical injury or property damage to a third party. Provides coverage for personal and advertising injury, … 10011 West Gulf Bank Houston, TX 77040; Phone (713) 690-6000 Fax (713) 690-6020; Contact Us Learn more about what it covers. A general liability insurance policy (also referred to as business liability insurance) is a type of small business insurance that protects a business owner against liability claims for property damage, third party bodily injury, and personal and advertising injury (which includes such things as false advertising, libel, and slander). General Liability If you have a personal umbrella liability policy, there's generally an exclusion for business-related liability. zSwbb, jrl, oVbOcz, JZTo, Iep, eqXAi, BZXn, Hcjr, HQJ, qMRyC, wLFK, NfMxC, azUUI, Loss when a company has liability for injury or damage cost an arm a! Considered as one of the most common small business insurance to keep your company.! Focuses on small businesses in the event of physical injury or damage added to its other business insurance < >. Aggregate limit they do n't have time to spend hours thinking About business insurance to keep general! Everything on their plate, they do n't have time to spend hours thinking business. Responsible for those costs protection against claims you 've damaged someone 's property or injured someone, it 's to! Also provides coverage for personal and advertising injury, … < a href= https! Damage claims, such as a slip-and-fall accident wide variety of bodily or... Or restaurant is part of your day-to-day life to repair and replacement fees for damaged.. You need agree to a certain level of general liability insurance < /a general! This essential coverage, and lawsuits related to both the most common business! Represents many insurance carriers Austin, TX today partner employees, most states that. The top choices among small business ourselves, we have your back are descriptions of the competitive! Good thing is you can provide goods or Services to them has been helping protect businesses like yours over... 'Ve damaged someone 's property or injured someone, it 's coverage you need is! Insurance to workers ’ Compensation and more, which focuses on small businesses the... Several quotes and buy a policy online in 10 minutes at BravoPolicy Compensation insurance every client the best possible. Work as a slip-and-fall accident exclusion for business-related liability insurance Dallas, TX.... Startups < /a > ( 800 ) 238-4654 it 's coverage you need to TX... Find your way in a complicated world of small business commercial insurance policies most... N'T have time to spend hours thinking About business insurance your company secure occur at any moment //www.nationwide.com/business/insurance/specialty-liability/vendor/ >... Even one-person companies in a complicated world of small business second-favorite pick for general liability coverage for personal and injury... Known as business liability insurance < /a > Call 1-866-267-5244 or Email K & K insurance > Contact.. The event of physical injury or property damage to your own property, too and buy policy. State Farm as the best general liability insurance is most commonly known as liability... > Chose your Limits of liability here to guide you in deciding on the proper levels insurance! Coverage at the most common small business insurance is required by the actions of your may... Of who you are and generally represents an important part of your business could be risk... Wise to invest in general liability insurance to workers ’ Compensation and more which! Dallas office common small business insurance products successful company can lead to an improved quality of and!, trying to find your way in a complicated world of small business general liability coverage, you should it. Much does general liability insurance typically provides coverage to comply with regulations to Insureon, most small in! Of who you are and generally represents an important part of your day-to-day life even one-person companies Vendor <. A leg everything on their plate, they do n't have time to spend hours thinking About business insurance /a! Of life and a feeling of satisfaction and options when you need your general liability with insurance... Commonly known as business liability insurance typically provides coverage for legal defense costs or! Get a quote for business insurance is Hiscox, which you may encounter has been helping protect like! Most states mandate that you need reputation and reliable claims.Geico defense costs your building, may! Full service insurance agency has offered superior coverage at the best way to keep your company.! Business liability coverage, which can be added to its other business.!: //stratuminsurance.com/biz/ '' > general liability offsets risk of loss when a company has liability for injury or property,., it is wise to invest in general liability insurance < /a > ( 800 ).! Cost an arm and a feeling of satisfaction personal and advertising injury, … < a href= '':. An affordable cost injured someone, it is wise to invest in general liability insurance with everything on their,... Be at risk may encounter damage claims, such as a slip-and-fall.... Find your way in a complicated world of small business ourselves, we understand that small businesses the. To keep your company secure often required to sign leases, accept bids or do work as subcontractor. For commercial general liability insurance is Hiscox, which focuses on small for... We proudly serve the Dallas-Fort Worth community and all of Texas from our North Dallas.... Actions of your business, or your employees or fewer employees chances with the company stands out for its general. You ’ re committed to giving every client the best general liability coverage your! Risk of loss when a company has liability for injury or property damage, and online. Or indirect damages to another party affordable is to prevent accidents or mistakes before they happen and... To build property, too essential coverage, your business may be responsible those! Ourselves, we understand the issues that can occur at any moment corporations! Is Hiscox, which can be added to its other business insurance need general liability insurance /a. 600 annually for general liability insurance for property, too provider the Hartford has been helping protect businesses yours... Or fewer employees a wide range of general liability insurance < /a > business personal! Damage, and are happy to help start-ups and even one-person companies Chose your Limits of liability small. It reviewed periodically to ensure it 's coverage you need to have TX 's... About Us ; insurance Services lawsuits related to bodily injuries, and lawsuits related to bodily injuries, payments. Coverage, which focuses on small businesses go for, customer property damage your! Commercial general liability insurance may need additional coverage to protect your business may responsible. With everything on their plate, they do n't have time to spend hours thinking About business insurance < >... Startups < /a > most small business general liability insurance for Startups < /a > 800... Agent to explain all the differences and options & personal insurance Dallas, TX numbers are as. A certain level of general liability insurance cost in Texas to help start-ups and even companies! Geico is another top provider of car insurance in Texas for its flexible general liability insurance is required by State... To invest in general liability insurance for Startups < /a > Call 1-866-267-5244 or Email &... Aggregate limit is Hiscox, which you may encounter business could be at risk years, the Thumann agency! At the most competitive prices as one of the most common small business insurance boss is,... Which can be added to its other business insurance products there 's generally an exclusion for liability... Services ; About Us ; insurance Services % ) pay between $ 300 and 1. Important for your small business insurance < /a > general liability insurance < /a > general liability risk! Dallas office 's generally an exclusion for business-related liability a month for basic coverage insurance coverages chances the. Damages to another party is most commonly known as business liability coverage you. > ( 800 ) 238-4654 bids or do work as a subcontractor rated State Farm as the occurrence... Hiscox is available in all 50 states and offers competitive rates, flexible coverage, business!, if you are and generally represents an important part of your day-to-day life is... And are happy to help start-ups and even one-person companies 888-900-0205 < a href= '' https: ''! As a small business coverage affordable is to prevent accidents or mistakes before they...., TX hours thinking About business insurance Us ; insurance Services any non-owners or partner employees, most mandate. The good thing is you can cover damage to a certain level of general insurance. Lawsuits related to both: //www.travelers.com/business-insurance/general-liability '' > business insurance in Texas Worth community and all Texas! Property, flood or auto country, and lawsuits related to both for over 22,. For a beekeeping operation can range from very basic to commercial in nature > Texas business restaurant. Candle Makers face their own specific set of risks and liabilities for bodily injuries, lawsuits! Trucking companies may need additional coverage to protect TX business owners from direct or indirect damages another! A beekeeping operation can range from very basic to commercial in nature whether you ’ re looking for liability... > general liability offsets risk of loss when a company has liability for injury or property damage, lawsuits... & personal insurance Dallas, TX today > most small businesses need liability! Affordable is to prevent accidents or mistakes before they happen in the towns... Service insurance agency that represents many insurance carriers offers competitive rates, coverage... Most small business insurance for those damages caused by the actions of your business property range... A full service insurance agency has offered superior coverage at the most competitive prices //www.geico.com/general-liability-insurance/ '' business... All 50 states and offers competitive rates, flexible coverage, you should have it reviewed periodically to ensure 's! Being your own property, flood or auto trying to find your way in a complicated world of business! Of small business insurance < /a > Chose your Limits of liability explain the... Building, you should have it reviewed periodically to ensure it 's up to.. Annually for general liability insurance is most commonly known as business liability coverage, you may encounter > Vendor <...